The super fund that works as hard as you do.

Low fees and personal support you can count on. That’s the spirit.

We've (actually) got low fees

As an Industry SuperFund, we only charge what we need to. You pay $67.60 + 0.15% of your account balance pa in admin fees, capped at $517.60.

We’re (really) good with people

Ranked as the best customer experience performer in the super sector. (CSBA Sense CX Benchmark 2022-23).

We’ve got strong (investment) returns

A history of strong returns – 7.84% pa over 10 years in Balanced (My Super) (to 30 June 2023)1.

An award-winning fund

These awards recognise the value and service we provide to over 335,000 members every day.

Every dollar we save a member in fees, charges, and investment management is a dollar we reinvest in our members’ retirement savings. We are passionate about being there for our members on their journey to retirement.

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Most Consistent CX team CSBA 2021 logo Chant West Pension 2023 logo Chant West Super 2023 logo Rainmaker AAA quality rating 2023 logo
Super Ratings logo Superratings Platinum 2023 mysuper logo Superratings Platinum 2023 pension logo Pension of the year finalist 2022 logo
Person in a café, enjoying a coffee while participating in a webinar to learn about super.

Join an education event and get the most out of your super.

Make sure that you’re getting the most out of your super with our super learning experiences. Whether you’re starting your journey or thinking about retirement, we have an event that’s right for you.

Disclosures and Important information

Awards and ratings are only one factor when deciding how to invest your super.

WeMoney – Spirit Super has an agreement with WeMoney permitting it to use the WeMoney logos, and for WeMoney to promote Spirit Super’s recognition through the WeMoney Awards. Read about the award methodology at

CSBA – Spirit Super has an agreement with Customer Service Benchmarking Australia (CSBA) for quality assurance and staff training within our contact centre. Read about the award methodology at

Chant West - Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401 2022. The scores produced by Chant West to derive the ratings are subjective scores that have been awarded based on data (including historical financial performance information) supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such data. Chant West does not make any representation or give any guarantee or assurance as to the performance or success of any financial product based on the subjective ratings provided. Past performance is not an indication of future performance. The Chant West awards do not constitute financial product advice, however, to the extent ratings referred to in this document constitute advice, it is limited to “General Advice” (s766B Corporations Act 2001) for Wholesale Clients only. Individuals should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Individuals should obtain a copy of, and consider the PDS or offer document from the relevant fund provider before making any decision. Information provided is subject to copyright and may not be reproduced, modified or distributed without the consent of the copyright owner. Except for any liability which cannot be excluded, Chant West does not accept any liability whether direct or indirect, arising from use of the information. Full details regarding Chant West’s methodology, ratings definitions and regulatory compliance are available at A financial Services Guide has been made available by Chant West through its website at

SuperRatings - The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.

1Past performance isn't a reliable indicator of future performance. This figure is the net investment return after tax and investment fees have been paid. For more information, please see our performance page.

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