17 March, 2024

Demystifying asset classes: Understanding your investments

It’s important to have an understanding of your investments because it helps you decide which options may be right for you in achieving your retirement goals.

An asset class is a group of investments with similar features. Each asset class has a different level of risk and expected return.  

The key asset classes we invest in include shares, fixed interest, cash, property, infrastructure and absolute return.  

These asset classes can be further broken down to include, among other things, Australian and global shares, unlisted shares and private equity, Australian or global fixed interest, direct or indirect property investments and domestic and global infrastructure. 

Let’s hear from our Investments team as they explain each asset class, covering their characteristics, risk-return profiles, and investment strategies.

Absolute return 


Fixed interest


Listed shares

Private equity


How to switch investment options 

Flexibility and choice are essential when it comes to investing. You can change your investment options anytime to suit your investment goals and needs. 

To change investment options: 

To find out more about changing your investment options, read our Investment guide.  

Need help? 

There are a lot of things to consider when choosing the right investment mix for your investment goals and risk appetite. Talk with a super expert to learn more and help choose the option that’s right for you. We’re here to help. Call 1800 005 166.