Super
15 June, 2022

EOFY contribution cut-off dates 2021-22

The end of the financial year can be a great time to put a little extra into super and take advantage of some of the tax concessions super offers.

What is the cut-off date for personal contributions?

To make sure your personal contributions are counted for the 2021-22 financial year, we must receive your contributions by 11.59pm on Thursday 30 June 2022. We currently accept personal contributions through BPAY or cheque.

If paying by BPAY

To account for processing times, BPAY payments should be made no later than midnight Tuesday 28 June 2022.

To make your contribution, you’ll need our biller code and your reference number. These are available on your Account summary, Member statement, and in Member Online.

If paying by cheque

Cheques must be received by us by 2pm AEST on Thursday 30 June 2022.

Cheques must be payable to 'Spirit Super' and must be accompanied by a Make a super contribution form or remittance advice.

Cheques can be posted to:

Spirit Super

GPO Box 1547

Hobart TAS 7001

Don’t go over your limit

Remember, there are limits to how much you can contribute to super each financial year. If you go over this limit, you may pay more tax. See Contributions caps for more details.

What happens if I miss the cut-off date?

Any contributions received after 30 June 2022 will be processed in the next financial year. This may have tax implications for you in the next financial year, particularly if you exceed your contributions caps for that year.

 To see what’s changing in super in 2022-23, see our Federal Budget 2022-23 update.


Advice on Spirit Super is provided by Quadrant First Pty Ltd (ABN 78 102 167 877, AFSL 284443) and issuer is Motor Trades Association of Australia Superannuation Fund Pty Ltd (ABN 14 008 650 628, AFSL 238718), the trustee of Spirit Super (ABN 74 559 365 913). Consider the PDS and TMD at spiritsuper.com.au/pds before making a decision. A copy of the Financial services guide for Spirit Super Advice is available at spiritsuper.com.au/financial-services-guide.