Investment options

Choice is important when it comes to investing, and so is performance. Our range of pre-mixed and asset class options lets you invest your money your way.

Investment options

Super investment options

Effective date: 27 Nov 2023

Pre-mixed options

Conservative

Aims to achieve returns in excess of price inflation with low to medium risk.

Average return14.23% pa
(10-year Average)
Risk levelLow to Medium
LowMediumHigh

Moderate

Aims to achieve moderate returns by investing in a diversified mix of growth and defensive assets.

Average return14.9% pa
(7-year Average)
Risk levelMedium
LowMediumHigh

Balanced (MySuper)

Aims to achieve strong returns by investing in a diversified mix of mainly growth assets as well as cash and fixed interest instruments.

Average return17.03% pa
(10-year Average)
Risk levelMedium to High
LowMediumHigh

Sustainable

Aims to achieve strong returns by investing in a diversified mix of mainly growth assets with heightened consideration given to environmental, social and governance risks.

Average return16.55% pa
(7-year Average)
Risk levelMedium to High
LowMediumHigh

Growth

Aims to achieve strong returns by investing in a portfolio of mainly shares and other growth assets.

Average return18.04% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

Asset class options

Cash

Aims to ensure security of capital and to limit year-to-year variability through investment in cash.

Average return11.61% pa
(10-year Average)
Risk levelVery Low
LowMediumHigh

Diversified fixed interest

Aims to deliver moderate returns over the medium term by investing in a diversified portfolio of Australian and global fixed interest instruments.

Average return11.2% pa
(10-year Average)
Risk levelLow to Medium
LowMediumHigh

Australian shares

Aims to generate high long-term investment returns through diversified investments in Australian shares. Returns are likely to be very volatile.

Average return16.99% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

International shares

Aims to generate high long-term investment returns through diversified investments in global shares. Returns are likely to be very volatile.

Average return18.33% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

1 Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative. The figures shown are net investment returns, that is, after fees, costs and investment- related taxes have been paid. 

Crediting rates with MTAA Super prior to 2017 have been converted to unit prices. Before 22 April 2017, MTAA Super used crediting rates to apply the returns for investment options to members.

Investment performance shown to 31 March 2021 is for MTAA Super investment options: Conservative, My AutoSuper (Balanced) (now Balanced (MySuper)), Growth, Cash, Diversified fixed interest, Australian shares and International shares.

Investment performance shown to 31 March 2021 is for Tasplan investment options: Sustainable and Moderate. This is based on information provided by Tasplan. 

Pension investment options 

Effective date: 27 Nov 2023

Pre-mixed options

Conservative

Aims to achieve returns in excess of price inflation with low to medium risk.

Average return14.76% pa
(10-year Average)
Risk levelLow to Medium
LowMediumHigh

Moderate

Aims to achieve moderate returns by investing in a diversified mix of growth and defensive assets.

Average return15.54% pa
(7-year Average)
Risk levelMedium
LowMediumHigh

Balanced

Aims to achieve strong returns by investing in a diversified mix of mainly growth assets as well as cash and fixed interest instruments.

Average return17.83% pa
(10-year Average)
Risk levelMedium to High
LowMediumHigh

Sustainable

Aims to achieve strong returns by investing in a diversified mix of mainly growth assets with heightened consideration given to environmental, social and governance risks.

Average return17.47% pa
(7-year Average)
Risk levelMedium to High
LowMediumHigh

Long-term*

Aims to achieve moderate to high investment returns, while accepting a medium to high level of investment risk.

Average return15.91% pa
(3-year Average)
Risk levelMedium to High
LowMediumHigh

Growth

Aims to achieve strong returns by investing in a portfolio of mainly shares and other growth assets.

Average return18.86% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

Asset class options

Cash

Aims to ensure security of capital and to limit year-to-year variability through investment in cash.

Average return11.9% pa
(10-year Average)
Risk levelVery Low
LowMediumHigh

Diversified fixed interest

Aims to deliver moderate returns over the medium term by investing in a diversified portfolio of Australian and global fixed interest instruments. 

Average return11.5% pa
(10-year Average)
Risk levelLow to Medium
LowMediumHigh

Australian shares

Aims to generate high long-term investment returns through diversified investments in Australian shares. Returns are likely to be very volatile.

Average return18.11% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

International shares

Aims to generate high long-term investment returns through diversified investments in global shares. Returns are likely to be very volatile.

Average return18.97% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

1 Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative. The figures shown are net investment returns, that is, after fees, costs and investment-related taxes have been paid.

Crediting rates with MTAA Super prior to 2017 have been converted to unit prices. Before 22 April 2017, MTAA Super used crediting rates to apply the returns for each investment option to members.

Investment performance shown to 31 March 2021 is for MTAA Super investment options: Conservative, Balanced, Growth, Cash, Diversified fixed interest, Australian shares and International shares.

Investment performance shown to 31 March 2021 is for Tasplan investment options: Sustainable, Moderate and Long-term. This is based on information provided by Tasplan.

* The Long-term investment option is only available as part of the Managed Pension. If you have another account type, you won’t be able to invest in the Long-term option. The Long-term investment option commenced on 1 July 2019.

Transition Pension investment options

Effective date: 27 Nov 2023

Pre-mixed options

Conservative

Aims to achieve returns in excess of price inflation with low to medium risk.

Average return14.23% pa
(10-year Average)
Risk levelLow to Medium
LowMediumHigh

Moderate

Aims to achieve moderate returns by investing in a diversified mix of growth and defensive assets.

Average return14.9% pa
(7-year Average)
Risk levelMedium
LowMediumHigh

Balanced

Aims to achieve strong returns by investing in a diversified mix of mainly growth assets as well as cash and fixed interest instruments.

Average return17.03% pa
(10-year Average)
Risk levelMedium to High
LowMediumHigh

Sustainable

Aims to achieve strong returns by investing in a diversified mix of mainly growth assets with heightened consideration given to environmental, social and governance risks.

Average return16.55% pa
(7-year Average)
Risk levelMedium to High
LowMediumHigh

Growth

Aims to achieve strong returns by investing in a portfolio of mainly shares and other growth assets.

Average return18.04% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

Asset class options

Cash

Aims to ensure security of capital and to limit year-to-year variability through investment in cash.

Average return11.61% pa
(10-year Average)
Risk levelVery Low
LowMediumHigh

Diversified fixed interest

Aims to deliver moderate returns over the medium term by investing in a diversified portfolio of Australian and global fixed interest instruments.

Average return11.2% pa
(10-year Average)
Risk levelLow to Medium
LowMediumHigh

Australian shares

Aims to generate high long-term investment returns through diversified investments in Australian shares. Returns are likely to be very volatile.

Average return16.99% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

International shares

Aims to generate high long-term investment returns through diversified investments in global shares. Returns are likely to be very volatile.

Average return18.33% pa
(10-year Average)
Risk levelHigh
LowMediumHigh

1 Past performance isn’t necessarily an indication of future returns. The value of investments can rise or fall, and investment returns can be positive or negative. The figures shown are net investment returns, that is, after fees, costs and investment- related taxes have been paid. 

Crediting rates with MTAA Super prior to 2017 have been converted to unit prices. Before 22 April 2017, MTAA Super used crediting rates to apply the returns for each investment option to members.

Investment performance shown to 31 March 2021 is for MTAA Super investment options: Conservative, Balanced, Growth, Cash, Diversified fixed interest, Australian shares and International shares.

Investment performance shown to 31 March 2021 is for Tasplan investment options: Sustainable, Moderate and Long-term. This is based on information provided by Tasplan. 

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