Cash

The Cash option aims to ensure security of capital and to limit year-to-year variability through investment in cash.

Effective date: 27 Nov 2023

Cash

This option may be suitable if you’re seeking a high level of capital security and to maintain the purchasing power of your investment over the short term. You want very low risk and fairly consistent but low returns. The graph shows the value of an initial investment of $1,000 in this option over time.

    Data

    Investment performance shown to 31 March 2021 is for MTAA Super’s Cash investment option.

    The investment performance figure is normally updated every business day when unit prices are updated, and is net of fees, costs and investment-related taxes. See Important information below for more details.  

    Past performance isn’t a reliable indicator of future performance. 

    To deliver the return to the Bloomberg AusBond Bank Bill Index, before fees, costs and investment-related taxes.

    Deducted from investment returns before they’re allocated to your account through the daily determination of unit prices. See Important information below.

    Risk band 1

    You may expect 0.5 negative annual returns in a 20-year period.

    Cash

    This option may be suitable if you’re seeking a high level of capital security and to maintain the purchasing power of your investment over the short term. You want very low risk and fairly consistent but low returns. The graph shows the value of an initial investment of $1,000 in this option over time.

      Data

      Investment performance shown to 31 March 2021 is for MTAA Super’s Cash investment option.

      The investment performance figure is normally updated every business day when unit prices are updated, and is net of fees, costs and investment-related taxes. See Important information below for more details.  

      Past performance isn’t a reliable indicator of future performance. 

      To deliver the return to the Bloomberg AusBond Bank Bill Index, before fees, costs and investment-related taxes.

      Deducted from investment returns before they’re allocated to your account through the daily determination of unit prices. See Important information below.

      Risk band 1

      You may expect 0.5 negative annual returns in a 20-year period.

      Cash

      This option may be suitable if you’re seeking a high level of capital security and to maintain the purchasing power of your investment over the short term. You want very low risk and fairly consistent but low returns. The graph shows the value of an initial investment of $1,000 in this option over time.

        Data

        Investment performance shown to 31 March 2021 is for MTAA Super’s Cash investment option.

        The investment performance figure is normally updated every business day when unit prices are updated, and is net of fees, costs and investment-related taxes. See Important information below for more details.  

        Past performance isn’t a reliable indicator of future performance. 

        To deliver the return to the Bloomberg AusBond Bank Bill Index, before fees, costs and investment-related taxes.

        Deducted from investment returns before they’re allocated to your account through the daily determination of unit prices. See Important information below.

        Risk band 1

        You may expect 0.5 negative annual returns in a 20-year period.

        Strategic asset allocation

        This is the target range for holdings in each asset class within an option. The asset allocation may be re-balanced within these ranges to help achieve the option’s investment return objective.

        Investment fees and costs and transaction costs

        The investment and transaction fees and costs are estimates only. The actual fees and costs may vary from year to year. For more details, read our Fees and costs fact sheet (super members) or our Pension guide.

        Unit prices

        Normally, unit prices will be determined for each business day and posted to our investment option pages. We may defer or delay the determination of unit prices whenever we consider this to be in the best financial interests of members. A business day is generally considered to be Monday through Friday and excludes weekends and national public holidays.  

        Next steps

        Get advice

        As a Spirit Super member, you can get advice from our super experts.

        Grow your super

        By adding a little extra when you can, you’ll super-charge your savings over the long term.

        Related resources

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