The super fund that works as hard as you do.

With low fees and a history of strong, long-term returns, we put your super to work.

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Low fees means more for your future

We’ve got low fees and costs, so every dollar in your super is working hard for your retirement.

You pay $67.60 + 0.15% of your account balance pa in admin fees, capped at $517.601.

We don’t charge you to change your investments or make withdrawals.

1. Other fees apply

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Local support you can count on

There is nothing that we love more than happy members. As a fund that exists to return profit to members it’s in our DNA to be focused on the needs of those whose retirement savings we’re working to grow.

We’re thrilled to be recognised as providing the best customer experience in super from Customer Service Benchmarking Australia (2022 - 23).

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We’re an Industry SuperFund, and proud of it

Our members’ best interests are at the heart of everything we do. As an industry super fund, we’re run to benefit you and not external shareholders.

This means profits are returned to the fund and our members, instead of being paid out as dividends as is the case with retail super funds (typically run by banks and investment companies).

An award-winning fund

These awards recognise the value and service we provide to over 350,000 members every day.

Every dollar we save a member in fees, charges, and investment management is a dollar we reinvest in our members’ retirement savings. We are passionate about being there for our members on their journey to retirement.

WeMoney logo
Most Consistent CX team CSBA 2023 logo Chant West Pension 2024 logo Chant West Super 2024 logo Rainmaker AAA quality rating 2024 logo Rainmaker ESG leader 2023 logo
Super Ratings logo Superratings Platinum 2024 mysuper logo Superratings Platinum 2024 pension logo Superratings Platinum 2024 mychoice logo Pension of the year finalist 2022 logo

Some more reasons to start with Spirit

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Low account fees

We’re an Industry SuperFund, so we only charge what we need to. You pay $67.60 + 0.15% of your account balance pa in admin fees, capped at $517.601.

Fees & costs
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Personalised advice

You’ll enjoy easy interactions and personal support with a strong focus on investment performance.

Get advice today
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Empowering employers

We’re the trusted super provider for over 78,000 Australian employers.

Become default employer
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Investment choices

Choice is important when it comes to investing, and so is performance. Our range of pre-mixed and asset class options lets you invest your money your way.

Your investment options
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A fund for you

Supporting over 350,000 Australians, We’re big enough to make a difference while providing quality, personal service to our members.

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Flexible Insurance options

Insurance through super offers flexible, affordable financial protection for you and your loved ones if you get sick or injured and can no longer work.

Learn more

Disclosures and Important information

1. Other fees apply. For more details read the Fees and costs fact sheet

Awards and ratings are only one factor when deciding how to invest your super.

WeMoney – Spirit Super has an agreement with WeMoney permitting it to use the WeMoney logos, and for WeMoney to promote Spirit Super’s recognition through the WeMoney Awards. Read about the award methodology at wemoney.com.au

CSBA – Spirit Super has an agreement with Customer Service Benchmarking Australia (CSBA) for quality assurance and staff training within our contact centre. Read about the award methodology at csba.com.au

Chant West - The Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West rating (assigned January 2024) is limited to General Advice only and has been prepared without considering your objectives or financial situation, including target markets where applicable. The rating is not a recommendation to purchase, sell or hold any product and is subject to change at any time without notice. You should seek independent advice and consider the PDS or offer document before making any investment decisions. Ratings have been assigned based on third party data. Liability is not accepted, whether direct or indirect, from use of the rating. Past performance is not an indication of future performance. Refer to www.chantwest.com.au for full ratings information and our FSG.

SuperRatings - The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings use proprietary criteria to determine awards and ratings and may receive a fee for the use of its ratings and awards. Visit superratings.com.au for ratings information. © 2023 SuperRatings. All rights reserved.

ESG Leader logo - Awards and ratings are only one factor to be taken into account when deciding how to invest your super. Spirit Super has an agreement with Rainmaker Information Pty Ltd (ABN 86 095 610 996) permitting it to use the Rainmaker ESG Leader logo to promote Spirit Super’s recognition through the Rainmaker ESG Leader rating. Read about the award methodology at www.rainmaker.com.au.

Heron - Spirit Super has an agreement with The Heron Partnership Pty Limited (ACN 100 196 272) for the provision of research, reporting and marketing services, which permits us to use The Heron Partnership logos for marketing purposes. For details about The Heron Partnership's ratings methodology, refer to heronpartners.com.au.

Rainmaker AAA Quality Rating logo - Awards and ratings are only one factor to be taken into account when deciding how to invest your super. Spirit Super has an agreement with Rainmaker Information Pty Ltd (ABN 86 095 610 996) permitting it to use the AAA Quality Rating logo to promote Spirit Super’s recognition through the Rainmaker AAA Quality rating. Read about the award methodology at www.rainmaker.com.au.

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