The super fund that works as hard as you do.

With low fees and a history of strong, long-term returns, we put your super to work.

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Low fees means more for your future

We’ve got low fees and costs, so every dollar in your super is working hard for your retirement.

You pay $67.60 + 0.15% of your account balance pa in admin fees, capped at $517.601.

We don’t charge you to change your investments or make withdrawals.

1. Other fees apply

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Local support you can count on

There is nothing that we love more than happy members. As a fund that exists to return profit to members it’s in our DNA to be focused on the needs of those whose retirement savings we’re working to grow.

We’re thrilled to be recognised as providing the best customer experience in super from Customer Service Benchmarking Australia (2022 - 23).

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We’re an Industry SuperFund, and proud of it

Our members’ best interests are at the heart of everything we do. As an industry super fund, we’re run to benefit you and not external shareholders.

This means profits are returned to the fund and our members, instead of being paid out as dividends as is the case with retail super funds (typically run by banks and investment companies).

An award-winning fund

These awards recognise the value and service we provide to over 335,000 members every day.

Every dollar we save a member in fees, charges, and investment management is a dollar we reinvest in our members’ retirement savings. We are passionate about being there for our members on their journey to retirement.

WeMoney logo
Most Consistent CX team CSBA 2021 logo Chant West Pension 2023 logo Chant West Super 2023 logo Rainmaker AAA quality rating 2023 logo
Super Ratings logo Superratings Platinum 2023 mysuper logo Superratings Platinum 2023 pension logo Pension of the year finalist 2022 logo

Some more reasons to start with Spirit

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Low account fees

We’re an Industry SuperFund, so we only charge what we need to. You pay $67.60 + 0.15% of your account balance pa in admin fees, capped at $517.601.

Fees & costs
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Personalised advice

You’ll enjoy easy interactions and personal support with a strong focus on investment performance.

Get advice today
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Empowering employers

We’re the trusted super provider for over 78,000 Australian employers.

Become default employer
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Investment choices

Choice is important when it comes to investing, and so is performance. Our range of pre-mixed and asset class options lets you invest your money your way.

Your investment options
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A fund for you

Supporting over 335,000 Australians, We’re big enough to make a difference while providing quality, personal service to our members.

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Flexible Insurance options

Insurance through super offers flexible, affordable financial protection for you and your loved ones if you get sick or injured and can no longer work.

Learn more

Disclosures and Important information

1. Other fees apply. For more details read the Fees and costs fact sheet

Awards and ratings are only one factor when deciding how to invest your super.

WeMoney – Spirit Super has an agreement with WeMoney permitting it to use the WeMoney logos, and for WeMoney to promote Spirit Super’s recognition through the WeMoney Awards. Read about the award methodology at

CSBA – Spirit Super has an agreement with Customer Service Benchmarking Australia (CSBA) for quality assurance and staff training within our contact centre. Read about the award methodology at

Chant West - Zenith CW Pty Ltd ABN 20 639 121 403 (Chant West), Authorised Representative of Zenith Investment Partners Pty Ltd ABN 27 103 132 672, AFSL 226872 under AFS Representative Number 1280401 2022. The scores produced by Chant West to derive the ratings are subjective scores that have been awarded based on data (including historical financial performance information) supplied by third parties. While such information is believed to be accurate, Chant West does not accept responsibility for any inaccuracy in such data. Chant West does not make any representation or give any guarantee or assurance as to the performance or success of any financial product based on the subjective ratings provided. Past performance is not an indication of future performance. The Chant West awards do not constitute financial product advice, however, to the extent ratings referred to in this document constitute advice, it is limited to “General Advice” (s766B Corporations Act 2001) for Wholesale Clients only. Individuals should seek independent financial advice before making an investment decision and should consider the appropriateness of this advice in light of their own objectives, financial situation and needs. Individuals should obtain a copy of, and consider the PDS or offer document from the relevant fund provider before making any decision. Information provided is subject to copyright and may not be reproduced, modified or distributed without the consent of the copyright owner. Except for any liability which cannot be excluded, Chant West does not accept any liability whether direct or indirect, arising from use of the information. Full details regarding Chant West’s methodology, ratings definitions and regulatory compliance are available at A financial Services Guide has been made available by Chant West through its website at

SuperRatings - The rating is issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. © 2021 SuperRatings. All rights reserved.

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